* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: "Segoe UI", sans-serif;
}

body {
  background: #ffffff;
  color: #222;
}

.mutual-header {
  padding: 10px 80px 10px;
}

.mutual-header h1 {
  margin-top: 32px;
  font-size: 42px;
  font-weight: 700;
}

.mutual-header h1 span {
  color: #cd684a;
}

.breadcrumb {
  margin-top: 15px;
  font-size: 14px;
  color: #888;
}

.breadcrumb span {
  color: #cd684a;
}

.mutual-header #fund-underline {
  display: block;
  margin-top: 6px;
  width: 100px;
  height: 2px;
  background: #243a5e;
}

/* hero */
.mutual-hero {
  padding: 0 80px;
}

.mutual-hero img {
  margin-top: 15px;
  width: 100%;
  border-radius: 14px;
  object-fit: cover;
}

.blog-meta {
  margin-top: 15px;
  display: flex;
  align-items: center;
  gap: 16px;
  font-size: 12px;
  color: #777;
  flex-wrap: wrap;
}

.blog-author,
.blog-date {
  display: flex;
  align-items: center;
  gap: 6px;
}

.blog-author img {
  width: 26px;
  height: 26px;
  border-radius: 50%;
  object-fit: cover;
}

.calendar-icon {
  font-size: 14px;
  line-height: 1;
}

.container {
  max-width: 1250px;
  margin: 40px auto;
  padding: 0 20px;
}

.layout {
  display: grid;
  grid-template-columns: 2.4fr 1.2fr;
  gap: 40px;
  align-items: flex-start;
}

.layout h2 {
  font-size: 18px;
  font-weight: 600;
  letter-spacing: 0.7px;
  line-height: 1.2;
  margin-bottom: 12px;
}

.layout h3 {
  font-size: 24px;
  margin: 32px 0 12px;
  color: #222222;
}

.layout p {
  font-size: 16px;
  line-height: 1.5;
  color: #222222;
  margin-bottom: 15px;
}

.layout ul {
  margin-left: 18px;
  margin-bottom: 15px;
}

.layout li {
  font-size: 16px;
  color: #222222;
  margin-bottom: 8px;
}

.sip-image {
  margin: 20px 0 10px;
}

.sip-image img {
  width: 100%;
  border-radius: 14px;
}

.caption {
  font-size: 16px;
  line-height: 1.5;
  color: #222222;
  margin-top: 12px;
  margin-bottom: 10px;
}

.sidebar {
  display: flex;
  flex-direction: column;
  gap: 60px;
}

.related {
  background: #eaecef66;
  border-radius: 16px;
  padding: 25px;
}

.related h4 {
  font-size: 18px;
  margin-bottom: 16px;
}

.related ul {
  list-style: none;
  margin-left: 0;
}

.related li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 16px;
  color: #333;
  margin-bottom: 14px;
}

.article-arrow {
  color: #cd684a;
  font-size: 18px;
}

.help-box {
  background: #1f3a5f;
  color: #fff;
  border-radius: 16px;
  padding: 26px;
}

.help-box h4 {
  font-size: 20px;
  margin-bottom: 20px;
}

.help-box img {
  width: 18px;
  height: 18px;
  margin-right: 20px;
}

.help-box p {
  font-size: 16px;
  color: #d6e0eb;
  margin-bottom: 20px;
}

.help-box button {
  width: 100%;
  background: #cd684a;
  color: #fff;
  border: none;
  padding: 12px 18px;
  border-radius: 8px;
  font-size: 16px;
  cursor: pointer;
}

/* Key Takeaway */
.key-takeaway {
  display: flex;
  gap: 14px;
  background: #eaecef66;
  padding: 28px 30px;
  margin: 24px 0 32px;
  border-left: 4px solid #cd684a;
  align-items: flex-start;
}

.key-takeaway .icon {
  color: #cd684a;
  margin-top: 2px;
}

.icon img {
  width: 25px;
  height: 25px;
}

.key-takeaway strong {
  display: block;
  font-size: 18px;
  margin-bottom: 8px;
  color: #222;
}

.key-takeaway p {
  font-size: 16px;
  color: #555;
  margin: 0;
}

.tags-wrapper {
  display: flex;
  align-items: center;
  gap: 30px;
  padding: 24px 38px;
  margin-top: 24px;
  background: #f7f7f9;
  border-radius: 10px;
  margin-bottom: 40px;
}

.tags-label {
  font-size: 20px;
  font-weight: 600;
  margin-right: 25px;
  color: #222222;
  background: transparent;
  padding: 0;
}

.tag {
  background: #ffffff;
  border-radius: 999px;
  padding: 14px 24px;
  font-size: 16px;
  color: #222222;
  white-space: nowrap;
}

/* =======================
   RESPONSIVE STYLES ONLY
   ======================= */

/* (max-width: 1024px) */
@media (max-width: 1024px) {
  .mutual-header,
  .mutual-hero {
    padding: 10px 40px;
  }

  .mutual-header h1 {
    font-size: 30px;
  }

  .layout {
    grid-template-columns: 2fr 1fr;
    gap: 30px;
  }

  /* Tags */
  .tags-wrapper {
    padding: 18px 24px;
    gap: 18px;
  }

  .tags-label {
    font-size: 18px;
    margin-right: 12px;
  }

  .tag {
    font-size: 14px;
    padding: 10px 18px;
  }
}

/* (max-width: 768px) */
@media (max-width: 768px) {
  .mutual-header,
  .mutual-hero {
    padding: 10px 20px;
  }

  .mutual-header h1 {
    font-size: 26px;
    line-height: 1.3;
  }

  .breadcrumb {
    font-size: 13px;
  }

  .blog-meta {
    gap: 10px;
    font-size: 11px;
  }

  .layout {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .sidebar {
    gap: 24px;
  }

  h2 {
    font-size: 24px;
  }

  h3 {
    font-size: 20px;
  }

  p {
    font-size: 14px;
  }

  li {
    font-size: 13px;
  }

  .sip-image img,
  .mutual-hero img {
    border-radius: 12px;
  }

  .key-takeaway {
    padding: 16px;
    gap: 12px;
  }

  /* Tags */
  .tags-wrapper {
    flex-wrap: wrap;
    align-items: flex-start;
    padding: 14px 16px;
    gap: 12px;
  }

  .tags-label {
    width: 100%;
    font-size: 16px;
    margin-right: 0;
    margin-bottom: 6px;
  }

  .tag {
    font-size: 13px;
    padding: 8px 16px;
  }
}

/* (max-width: 480px) */
@media (max-width: 480px) {
  .mutual-header h1 {
    font-size: 22px;
  }

  .breadcrumb {
    font-size: 12px;
  }

  h2 {
    font-size: 22px;
  }

  h3 {
    font-size: 18px;
  }

  .blog-meta {
    flex-direction: column;
    align-items: flex-start;
    gap: 6px;
  }

  .key-takeaway {
    flex-direction: column;
  }

  .key-takeaway .icon {
    font-size: 22px;
  }

  /* Tags */
  .tags-wrapper {
    padding: 12px;
    gap: 10px;
  }

  .tags-label {
    font-size: 14px;
    font-weight: 600;
  }

  .tag {
    font-size: 12px;
    padding: 6px 14px;
  }

  .help-box button {
    width: 100%;
    text-align: center;
  }
}

/* (max-width: 360px) */
@media (max-width: 360px) {
  .tag {
    font-size: 11px;
    padding: 5px 12px;
  }
}